Legal
Last updated: 20 July 2026
These Terms of Use explain the rules governing access to and use of the WYA® website operated by WYA LIMITED.
These Terms of Use govern your access to and use of this website.
In these Terms, “we”, “us” and “our” mean WYA LIMITED.
By accessing or using this website, you agree to be bound by these Terms of Use.
If you do not agree with these Terms of Use, you should not access or use this website.
WYA®, short for Wherever You Are, is the international platform that helps financial institutions extend customer relationships across borders and life stages.
This website is operated by WYA LIMITED and is intended for financial institutions, technology companies, investors, prospective team members and other business audiences seeking information about WYA®.
This website does not provide banking, payment, lending, investment, wealth management, legal, tax, regulatory or other financial services or advice.
WYA LIMITED is not a bank and does not provide regulated banking or financial services through this website. WYA® works with financial institutions and selected technology companies.
Nothing on this website constitutes an offer, solicitation, recommendation or commitment to provide or arrange any regulated financial product or service.
The content on this website is provided for general information only. Although we seek to keep the information accurate and up to date, we do not guarantee that the website or its content will always be complete, accurate, current, available, secure or free from errors.
We may modify, update, suspend or withdraw any part of this website at any time without prior notice.
Submitting an enquiry through this website does not create a client, customer, advisory, fiduciary, employment, investor, banking, partnership or other contractual relationship with WYA LIMITED.
We may decide whether and how to respond to an enquiry at our discretion.
WYA® is a registered trade mark in the United Kingdom. The WYA® name, trade mark and associated branding, and the website’s content, design, text, graphics, logos, visual assets and other materials, are owned by or licensed to WYA LIMITED unless otherwise stated.
You may access and use this website for legitimate business information and evaluation purposes only. You must not copy, reproduce, modify, distribute, scrape, reverse engineer or commercially exploit any part of this website without the prior written permission of WYA LIMITED.
You must not misuse this website, attempt to gain unauthorised access to any systems, introduce malware or other malicious code, interfere with the operation or security of the website, use the website for unlawful purposes, or submit false, misleading, confidential, sensitive or unauthorised information.
This website may contain links to third-party websites or services for your convenience. We do not control and are not responsible for the content, security, availability, policies or practices of any third-party website or service.
To the fullest extent permitted by applicable law, WYA LIMITED excludes all liability for any loss or damage arising from or connected with your use of, reliance on, or inability to access or use this website or its content.
Nothing in these Terms of Use excludes or limits any liability that cannot lawfully be excluded or limited.
Your use of this website is also governed by our Privacy Policy and Cookie Policy, which explain how we collect, use and protect personal information and how cookies are used on this website.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales.
Any dispute arising out of or relating to these Terms of Use or this website shall be subject to the exclusive jurisdiction of the courts of England and Wales, except where applicable law provides otherwise.
If you have any questions about these Terms of Use, please contact WYA LIMITED at admin@wya.uk.
WYA LIMITED is a private limited company registered in England and Wales under company number 17010105.
Registered office: 100 Bishopsgate, London, EC2N 4AG.